Privacy Policy

This privacy policy outlines the practices and procedures of Porfoli, Inc., and its subsidiaries and affiliates (collectively referred to as “Porfoli,” “we,” “us,” or “our”) regarding the personal data we collect through our websites displaying a link to this policy, our marketing initiatives, and our interactions with you via our websites, apps, and other services (collectively referred to as the “service(s)”).

Before using our services or sharing any personal information with Porfoli, please review this privacy policy carefully. If you have questions, contact us at contact@porfoli.com. By using our services, you agree to the terms of this policy.

Personal Information We Collect

We collect and use your personal data for various purposes as described below.

Personal Data

While using our service, we may ask you to provide certain personally identifiable information that can be used to contact or identify you. This may include, but is not limited to:

• Email address
• First name and last name
• Phone number
• Address, state, province, ZIP/postal code, city

Payment Data

When you subscribe to any of our premium services or make payments through Porfoli, we collect certain payment information through our third-party payment service providers. This may include your name, payment card details, billing address, and other information necessary to process your payment.

Please note that Porfoli does not store payment card numbers on our systems. Instead, we only retain a tokenized version of this information for secure payment processing and future transactions.

All payment-related information is handled by our third-party payment processors in accordance with their terms of service and privacy policies. We recommend reviewing their policies to understand how your data is managed. If you have any questions about payment processing, please contact us at contact@porfoli.com.

Usage Data

Usage data is collected automatically when using the service. This may include information such as your device's IP address, browser type, browser version, pages visited on the service, time and date of visits, time spent on those pages, unique device identifiers, and other diagnostic data.

Information Collected While Using the Application

While using our application, in order to provide features of our application, we may collect, with your prior permission:

• Information regarding your location
• Information from your device's phone book (contacts list)
• Pictures and other information from your device's camera and photo library

We use this information to provide features of our service, to improve and customize our service. The information may be uploaded to our servers and/or a service provider's server, or it may be simply stored on your device. You can enable or disable access to this information at any time through your device settings.

Information from Third-Party Social Media Services

Porfoli allows you to create an account and log in to use the service through third-party social media services, these include (but are not limited to):

• Google
• Facebook
• Instagram
• Twitter
• LinkedIn
• Apple
• Reddit
• etc.

If you decide to register through or otherwise grant us access to a third-party social media service, we may collect personal data that is already associated with your third-party social media service's account, such as your name, your email address, your activities or your contact list associated with that account.

You may also have the option of sharing additional information with Porfoli through your third-party social media service’s account. If you choose to provide such information and personal data, during registration or otherwise, you are giving Porfoli the permission to use, share, and store it in a manner consistent with this privacy policy.

Tracking Technologies and Cookies

We use cookies and similar tracking technologies to track activity on our service and store certain information. Tracking technologies include beacons, tags, and scripts to collect and track information and improve and analyze our service. The technologies we use may include:

Cookies or Browser Cookies

A cookie is a small file placed on your device. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some parts of our service. Unless you adjust your browser settings to refuse cookies, our service may use them.

Web Beacons

Certain sections of our service and emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs). These allow us to count users who have visited those pages or opened an email and for other related statistics (e.g., recording the popularity of a section and verifying system and server integrity).

Cookie Types

Cookies can be "persistent" or "session" cookies. Persistent cookies remain on your personal computer or mobile device when you go offline, while session cookies are deleted as soon as you close your browser.

We use both session and persistent cookies for the following purposes:

Necessary / Essential Cookies

• Type: Session cookies
• Administered by: Porfoli
• Purpose: These cookies are essential for providing you with services available through the website and enabling you to use certain features. They help authenticate users and prevent fraudulent use of accounts. Without these cookies, the services you’ve requested cannot be provided.

Cookies Policy / Notice Acceptance Cookies

• Type: Persistent cookies
• Administered by: Porfoli
• Purpose: These cookies identify if users have accepted the use of cookies on the website.

Functionality Cookies

• Type: Persistent cookies
• Administered by: Porfoli
• Purpose: These cookies allow us to remember your choices, such as login details or language preference, to provide a more personalized experience and avoid re-entering preferences each time.

Surveys, Reviews, and Testimonials

When you participate in surveys or provide reviews/testimonials about our services or products, we may collect your name, job role, contact details, survey responses, and the content of your review or testimonial.

Other Information

We may collect additional personal information not specifically mentioned here, which will be used as outlined in this privacy policy or as disclosed at the time of collection.

Use of Your Personal Data

We use your personal information for the following purposes, as well as for any other purposes described in this Privacy Policy or at the time of collection:

• Provide the services: We use your personal information to operate, maintain, and deliver our services, ensuring you can access and use the platform effectively. This includes fulfilling our obligations as outlined in our terms of service.
• Communication: We use your information to respond to your inquiries, provide support, and send updates regarding our Services. This may include sending announcements, security alerts, and administrative messages when necessary or in our legitimate business interests.
• Service improvement, monitoring, and protection: To maintain the quality of our services and ensure the safety of our platform, we use personal data for:
  • Understanding your needs and personalizing your experience.
  • Troubleshooting, testing, and securing our systems and networks.
  • Investigating and preventing fraudulent or harmful activities.
• Research and business development: We may use personal information for market research, product improvement, and analysis. This includes creating anonymized or aggregated data for internal purposes, such as improving the services and business performance. We may share this data with third parties for business purposes, in compliance with applicable laws.
• Surveys and feedback: We may collect your feedback through surveys or reviews. If we intend to publish identifiable responses, we will seek your consent beforehand.
• Marketing and advertising:
  • Direct marketing: We may send you marketing communications about our products and services that we believe may interest you. You can opt-out of these communications as described below. Where required by law, we will seek your consent to send marketing materials.
  • Interest-based advertising: We partner with advertising providers to display relevant ads on our platform and other websites. These third parties may use cookies and similar technologies to track your activities and serve personalized ads.
• Supplier/partner relationships: If you are a supplier or partner, we use your information to manage our relationship and fulfill contractual obligations.
• Compliance and protection: We may use personal information to:
  • Comply with legal obligations and defend ourselves against legal claims.
  • Protect rights, privacy, and safety (including through legal claims).
  • Audit our processes for legal and policy compliance.
  • Prevent and investigate fraudulent or illegal activities, including cyberattacks and identity theft.

Sharing Your Personal Data

We may share your personal information with the following categories of recipients:

• Service providers: Trusted third parties who assist us in providing our services, such as hosting and maintenance, under strict obligations to protect your data.
• Advertising partners: Third-party partners for displaying ads about our services on external platforms and improving ad campaign effectiveness. This may include sharing information with ad partners for interest-based advertising.
• Authorities: Government bodies or law enforcement, when necessary for legal compliance, security, or protection purposes.
• Business transfers: In the event of a business transaction, such as a merger or acquisition, your personal data may be shared with relevant parties.
• Affiliates: Our affiliated entities, including those controlled by or under common control with us, may receive your data.
• Other users and the public: Publicly visible information, like your profile, posts, and interactions, is shared with other users and the public on the platform. By using the service, you consent to this sharing.
• Social media: We may share your content on our social media platforms, including Facebook, Instagram, Twitter, etc.
• Professional advisors: We may disclose your information to lawyers, accountants, or other professional advisors when necessary for their services.
• Third-party services: If you link your account with third-party services (e.g., logging in via a third-party account), your information may be shared with them as per their privacy policies.

Retention of Your Personal Data

We retain personal information only as long as necessary to fulfill the purposes outlined in this privacy policy, including providing the services and meeting legitimate business needs. This includes compliance with legal or regulatory obligations (e.g., tax, legal, or accounting purposes), enforcing or preventing violations of our terms and conditions, or defending against legal claims.

When determining the appropriate retention period for personal data, we consider the amount, nature, and sensitivity of the data, the potential risk of harm from unauthorized use or disclosure, the purposes for which the data is processed and whether those purposes can be achieved by other means, any permissions you have granted regarding your personal data, and the applicable legal and regulatory requirements.

Transfer of Your Personal Data

When using Porfoli’s services, you provide personal information to us in the United States. We may also transfer your information to our affiliates or service providers in other jurisdictions, which may not have the same data protection laws as your home country.

Your consent to this privacy policy followed by your submission of such information represents your agreement to that transfer.

Porfoli will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this privacy policy and no transfer of your personal data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.

Delete Your Personal Data

You have the right to delete or request that we assist in deleting the personal data that we have collected about you.

Our service may give you the ability to delete certain information about you from within the service.

You may update, amend, or delete your information at any time by signing in to your account, if you have one, and visiting the account settings section that allows you to manage your personal information. You may also contact us to request access to, correct, or delete any personal information that you have provided to us.

Please note, however, that we may need to retain certain information when we have a legal obligation or lawful basis to do so.

Disclosure of Your Personal Data

Business Transactions

If Porfoli is involved in a merger, acquisition or asset sale, your personal data may be transferred. We will provide notice before your personal data is transferred and becomes subject to a different privacy policy.

Law Enforcement

Under certain circumstances, Porfoli may be required to disclose your personal data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).

Other Legal Requirements

Porfoli may disclose your personal data in the good faith belief that such action is necessary to:

• Comply with a legal obligation
• Protect and defend the rights or property of the company
• Prevent or investigate possible wrongdoing in connection with the service
• Protect the personal safety of users of the service or the public
• Protect against legal liability

Third-Party Services

We use third-party services to enhance the functionality of our platform and provide certain features. The following outlines the types of third parties we work with and how they collect, use, and process personal data:

Analytics

We use analytics services like Google Analytics to help us understand how users interact with our website and improve the user experience. These services may collect data such as IP addresses, browser type, and browsing behavior. The information generated by these services is used to analyze trends and monitor website performance. For more information on how Google Analytics collects and processes data, please visit Google’s Privacy Policy.

Email Marketing

We may use email marketing services such as MailChimp to communicate with users about updates, promotions, and other relevant information. These services may collect personal data, including email addresses, to send marketing messages. You can opt out of receiving marketing emails at any time by following the unsubscribe link in the email or contacting us directly. For more information on how MailChimp handles your data, please visit MailChimp's Privacy Policy.

Advertising

We use third-party advertising services, including Google Ads, to display advertisements to users based on their interests and browsing behavior. These services may collect data related to your interaction with our website and other online activities. You can opt out of personalized ads by visiting the Google Ads Settings.

Payments

We use third-party payment processors such as PayPal to facilitate payments for services or products. These payment processors may collect personal data, including billing information and payment details, to process transactions securely. For more information on how PayPal handles your data, please visit PayPal’s Privacy Policy.

Other Third-Party Services

In addition to the services mentioned above, we may engage other third-party providers to offer additional features on our platform. These may include services related to customer support, data hosting, or additional functionalities.

Our app/site may include links to websites or services not operated or controlled by Porfoli, including social media platforms. Linking to a website does not imply endorsement, authorization, or an indication of affiliation with that third party. We do not have control over third-party websites, which may place cookies or other files on your device, collect data, or request personal information from you. Any information you share with these third-party services is governed by their specific privacy policies and terms of service, not this privacy policy. We recommend reviewing the privacy policies of any websites or online services you interact with.

Third-Party Privacy Laws & Provisions

California Online Privacy Protection Act (CalOPPA)

In compliance with the California Online Privacy Protection Act (CalOPPA), we make the following commitments to users:

• Review, update, or delete personal information: Users can review, update, or delete their personal information at any time by accessing their account settings or contacting us directly.
• No cross-site tracking: We do not track users across websites or on third-party sites.
• Notification of material changes: We will notify users of any material changes to our privacy practices by updating this policy and posting the revised date.
• Opt-out of data collection: Users can opt out of certain data collection practices by adjusting their browser settings or using other privacy tools.

For more information on how to exercise your rights, please contact us at contact@porfoli.com.

General Data Protection Regulation (GDPR)

In compliance with the General Data Protection Regulation (GDPR), users in the European Union have the following rights regarding their personal data:

• Right to access: Users have the right to request a copy of their personal data that we hold.
• Right to rectification: Users can request the correction or completion of any inaccurate or incomplete personal data.
• Right to erasure: Users can request the deletion of their personal data under certain conditions, such as when it is no longer necessary for the purposes it was collected for.
• Right to restrict processing: Users can request a restriction on the processing of their personal data, in specific circumstances, such as when the accuracy of the data is contested.
• Right to data portability: Users can request the transfer of their personal data to another organization, in a structured, commonly used, and machine-readable format.
• Right to object: Users have the right to object to the processing of their personal data in certain situations, including when data is processed for direct marketing or based on legitimate interests.
• Right to withdraw consent: Where processing is based on consent, users have the right to withdraw their consent at any time, with no effect on the lawfulness of processing based on consent before its withdrawal.

To exercise any of these rights, or for more information, please contact us at contact@porfoli.com.

California Consumer Privacy Act (CCPA) / California Privacy Rights Act (CPRA)

Under the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA), California residents have the following rights regarding their personal data:

• Right to know: Users can request information about the personal data we collect, use, share, or sell, including the categories of data and the purposes for which it is processed.
• Right to delete: Users can request the deletion of their personal data, subject to certain exceptions, such as when we need to retain the data for legal or business purposes.
• Right to opt-out: Users can opt out of the sale of their personal data (if applicable). This means you can request that we stop selling your data to third parties.
• Right to non-discrimination: Users have the right not to be discriminated against for exercising their CCPA rights. This includes no denial of service or different pricing due to requests related to privacy rights.

To exercise any of these rights, or for more information, please contact us at contact@porfoli.com.

Security

The security of your personal data is important to us, but no method of transmission over the internet is 100% secure. We use commercially acceptable means to protect your personal data, but we cannot guarantee its absolute security.

Children's Privacy

Porfoli’s services are not intended for individuals under the age of 18, and we do not knowingly collect personal information from children under 18. If a parent or guardian becomes aware that their child has provided us with personal information without their consent, they should contact us at contact@porfoli.com.

Changes to This Privacy Policy

We may update our privacy policy from time to time. We will notify you of any changes by posting the new privacy policy on this page. You are advised to review this privacy policy periodically for any changes.

Contact Us

If you have any questions or concerns about our privacy policy, you can contact us by email at contact@porfoli.com.